OF YOUR FINANCES OUR SERVICES Providing you the tools so you are better equipped to be in control of what’s yours.
“We have been putting members first since 1961. At our credit union members come first.” CONTACT US

Variety of Financial

Services. OUR SERVICES We offer a wide range of financial services to meet New Layer all your needs.
About Northeast Texas Teachers Federal Credit Union
Where Members Come First
We have two conveniently located branches to better serve your financial needs.
Contact Us
We would love to hear from you and share with you all of our current offerings.
We offer competitive loan rates.
Additional Information
We publish quarterly newsletters to make sure you stay informed of all things Credit Union related.

NEW SecurLOCK feature to protect your Debit Card!  Make sure you download our SecurLOCK Equip app so you can monitor your debit card and have more control over it when you want! You will be able to turn your card off and on as you wish, control where your card can be used, and receive instant alerts on all purchases

We are now part of the TransFund No-Surcharge ATM Pledge Group! Now if you withdraw money with your Credit Union Debit Card from an ATM that also participates, you will NOT be charged a fee for that transaction. Give us a call or visit to see which ATMs are available surcharge-free to cardholders.

Below are our debit card options – give us a call to order yours today!.


Online Banking Now Available!

Our online banking service is now in full operation and ready to serve you.   Call 903-785-6682 or 800-634-2923 to get started or with any questions or comments.


Both branches will be closed for Federal Holidays in 2024 on:

  • Martin Luther King, Jr. Day – January 15th
  • Presidents’ Day – February 19th
  • Good Friday – March 29th
  • Memorial Day – May 27th
  • Juneteenth National Independence Day – June 19th
  • Independence Day—July 4th
  • Labor Day—September 2nd
  • Columbus Day—October 14th
  • Veterans Day—- November 11th
  • Thanksgiving Day —November 28th-29th
  • Christmas Day—December 25th
  • New Years Day—January 1st